North Dakota Century Code

Chapter 13-12

Residential Mortgage Lenders

Section Section Name
13-12-01 Definitions
13-12-02 Administration
13-12-03 Residential mortgage lender license required
13-12-04 Entities exempted from licensing requirements
13-12-05 Application for residential mortgage lender license
13-12-06 Fee to accompany application for residential mortgage lender license
13-12-07 Surety bond required
13-12-08 Minimum net worth required
13-12-09 Expiration and renewal of license
13-12-10 Powers of the department of financial institutions
13-12-11 Manner in which records to be kept
13-12-12 Revocation of license ‑ Suspension of license ‑ Surrender of license
13-12-13 Suspension and removal of residential mortgage lender officers and employees
13-12-14 Prohibited acts and practices
13-12-15 Advance fees prohibited ‑ Exception
13-12-16 Maximum charges permitted for loans ‑ Installment payments ‑ Permitted charges
13-12-17 Orders and injunctions
13-12-18 Investigations, subpoenas, and examination authority
13-12-19 Response to department requests
13-12-20 Remedies not exclusive
13-12-21 Penalty
13-12-22 Confidentiality
13-12-23 Change of name or address
13-12-24 Call reports
13-12-25 Report to nationwide multistate licensing system and registry
13-12-26 Disclosure of customer information
13-12-27 Notice to borrower regarding regulation by the department of financial institutions