North Dakota Century Code

Chapter 13-11

Debt-Settlement Providers

Section Section Name
13-11-01 Definitions
13-11-02 License required
13-11-03 Application for license
13-11-04 Fee and bond to accompany application for debt-settlement license
13-11-05 Qualifications for license
13-11-06 Expiration and renewal of license
13-11-07 Applicant's obligation to update information
13-11-08 Records ‑ Annual reports
13-11-09 Approval or denial of a license
13-11-10 Revocation of license ‑ Suspension of license ‑ Surrender of license
13-11-11 Suspension and removal of debt-settlement provider officers and employees
13-11-12 Advertising and marketing practices
13-11-13 Contracts, books, and records
13-11-14 Trust funds ‑ Requirements and restrictions
13-11-15 Requirement of good faith
13-11-16 Customer service
13-11-17 Required presale consumer disclosures and warnings
13-11-18 Individualized financial analysis
13-11-19 Debt-settlement contract
13-11-20 Cancellation of contract and right to fee and settlement fund refunds
13-11-21 Fees
13-11-22 Voluntary contributions
13-11-23 Prohibited acts and practices
13-11-24 Notice of litigation
13-11-25 Liability for the conduct of other persons
13-11-26 Powers of the commissioner
13-11-27 Enforcement authorities, violations, and penalties
13-11-28 Void contracts
13-11-29 Private enforcement
13-11-30 Confidentiality
13-11-31 Disclosure of customer information